SPECIALIZED FINANCIAL GUIDANCE
What is a Special Needs Financial Plan?
For parents with children navigating special needs, financial planning goes far beyond the traditional “college planning” focus many families prioritize during their child’s early school-age years. You might be navigating multiple therapies, extensive medical care, IEPs, transition planning, guardianship considerations, governmental benefits, and life-long supportive care—all while planning for your own retirement!
As a fellow parent of a child with special needs, I have personal insight into these demands. Unlike typical families, we need to plan for two generations, making the process more intricate and nuanced. A Special Needs Financial Plan is tailored to address these distinct requirements, as you work to secure your child’s future and your own financial well-being.
As your Special Needs Financial Planner, I offer long-term planning, guidance, and coaching to help you navigate daily responsibilities while keeping your goals in focus. Together, we’ll align priorities and create a roadmap so you can move forward with clarity and confidence.
Retirement Planning
Helping special needs families plan for their own retirement, as well as the long-term support of a loved one with disabilities.
Government Benefits
Guiding you through available benefits, including eligibility requirements, deadlines, and steps you can take to protect these critical benefits.
Life Insurance & Investment Strategies
Using life insurance and other investment strategies as important tools to help ensure that your child has resources to fulfill their quality of life once you are gone.
Special Needs Trusts
Exploring how a Special Needs Trust can help protect government benefits eligibility and provide a funding tool for lifelong care.
ABLE Accounts
Discover how an ABLE account can fit into your Special Needs Financial Plan, and learn the differences between this and a Special Needs Trust.
Estate & Tax Planning
What strategies can we take to preserve your wealth for the future while taking advantage of tax credits and deductions now?
Settlement Planning
Understand structured settlement options, and guiding you through strategies for preserving these funds.
SPECIAL NEEDS PLANNING FROM A PARENT WHO UNDERSTANDS
We’re In This Together
I live the life of a parent in the special needs community because my son has disabilities. As such, I am devoted to helping families in our community preserve assets, explore opportunities while pursuing your goals. I am committed to helping you understand the benefits available to your child and improving the support you provide.
Beyond my lived experience, I am specially trained as a Chartered Special Needs Consultant (ChSNC®) to help guide you through every-shifting tax rules, and complex government benefits regulations for SSI, SSDI, Medicaid, and DAC.
In order to provide a more holistic service, I have also built a local network of professional, established attorneys, accountants, insurance specialists, and care managers. No matter what the situation, we can work together to plan for the best possible future for yourself and your family.
Professional Affiliations
